GENERAL ADVICE WHEN SELLING A HOME.
PLEASE NOTE THAT THIS DOES NOT REPLACE CONSULTATIONS WITH AN ATTORNEY.
© 2000 by Keith A. Hyche
IF YOU ARE SELLING YOUR HOME
1. Familiarize yourself with the above suggestions for purchasing a home.
2. Within one (1) week from the initial conference, supply this office a copy of your deed, survey, title insurance policy, death certificate of deceased joint owner (where applicable), the name, address and account number of your present mortgage company.
3. Be prepared for unanticipated delays in closing.
4. Obtain an oil or gas reading the day before or the day of closing and bring a receipt to the closing. If your property is on a water system, arrange for a final meter reading and/or final water bill and provide this office with that information prior to closing.
5. Your house must be empty of all furniture and in broom clean condition at the time of closing.
6. Bring all keys and garage door openers to the closing.
7. After closing notify your insurance agent to cancel your homeowner's insurance and request a prorata refund of the premium.
8. If you have a FRA or VA mortgage, you must notify them in writing thirty (30) days prior to closing or you may be charged an additional month's interest.
9.Arrange through your municipality for a Smoke Detector, Carbon Monoxide Alarm, and Habitability inspection and bring those certificates with you to the closing. Some municipalities, such as Mt. Olive in Morris County, require the Seller to arrange and pay for Radon, Septic, and/or Water test in order to issue the appropriate certificates. Therefore you should determine your municipality's requirements as soon as possibly.
10. If your property has a private well, you must arrange for a well water test pursuant to New Jersey law. Contact your realtor to arrange for the test or contact this office if you are not using a realtor to obtain further information.
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